Individual health insurance plans are designed to cover the policy holder against various illness, under this policy the entire sum insured covers only one individual.
Family floater is a health insurance policy that covers multiple members of the same family under a single Premium. Most of the health insurance companies limit the family member to the primary insured his spouse and children. However, there are some insures who even allow coverage for parents, siblings and other relatives under the same policy.
Critical illness health insurance plans are meant for the specific purpose of providing a safety net against serious illness such as Heart attack, Paralysis, cancer, organ transplant by pass surgery etc.
Maternity insurance is usually a type of insurance coverage, covering all the expenses associated with childbirth up to a certain period this insurance covers expenses related to both baby delivery options:-
Caesarean and normal delivery. Some insurance company provide maternity benefits as a rider or additional service and lower the burden on your pocket.
Senior Citizen Health Insurance Plans are specially designed to fulfil the needs of individuals who lie in the age group of 60 to 75 years. Some of the unique benefits of senior citizen mediclaim policy include cashless hospitalization cover, day care expenses, Pre- existing and disease cover.
A Group Health Insurance is a type of health insurance plan that covers for a group of people who work under same organization. A group health insurance policy is the best way to protect your employees and their families especially with the constant rise in medical expenses. This is because the group insurance plans covers the expensive medical treatments cost incurred by the employee if hospitalized due to an illness or an accidental Injury.
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